Carrot Banana Muffins with Cheesecake Swirl Recipe


Carrot Banana Muffins with Cheesecake Swirl served warm with cozy spices
Comforting Carrot Banana Muffins with Cheesecake Swirl you can make today

Does the phrase “eat your vegetables” cause a full-blown meltdown at your table? I get it. I’ve been there more times than I can count. Getting a veggie into my kids felt like a secret mission, and I was always on the verge of being discovered.

That’s why I’m so excited to share my recipe for Carrot Banana Muffins with Cheesecake Swirl. It’s my secret weapon. It looks and tastes like a treat, but it’s packed with good stuff. If you love a good swirl, you should also try my Banana Cream Cheese Swirl Muffins. It’s the kind of recipe that makes you feel like a kitchen superhero, and I promise, it’s easier than it sounds.

Recipe Overview

  • Cuisine: American
  • Category: Baking / Snack
  • Prep Time: 15 minutes
  • Cook Time: 20 minutes
  • Total Time: 35 minutes
  • Servings: 12 muffins

Why Even My Picky Eaters Love This!

My kids would never eat a plain carrot. But shred it, hide it in a sweet banana muffin, and add a creamy cheesecake swirl? Suddenly, it’s the most requested snack in the house. The banana makes it so moist and sweet naturally, so we don’t need a ton of extra sugar.

The cheesecake swirl is the real magic trick. It turns a simple muffin into something special and fun. Kids love the marbled look, and it feels like they’re getting a dessert for breakfast or snack time. For another fun, gooey variation, check out these Caramel Swirl Banana Muffins. It’s a total win-win.

Our Family-Friendly Ingredient List

I bet you have most of this in your pantry right now. I always keep spotty bananas in the freezer for recipes just like this!

For the Muffins:

  • 3 very ripe bananas (the spottier, the better!)
  • 1/3 cup melted coconut oil or vegetable oil
  • 1/2 cup maple syrup or honey
  • 2 large eggs
  • 1 teaspoon vanilla extract
  • 1 3/4 cups white whole wheat flour (or all-purpose)
  • 1 teaspoon baking soda
  • 1/2 teaspoon cinnamon
  • 1/4 teaspoon salt
  • 1 cup finely grated carrot (about 2 medium carrots)

For the Cheesecake Swirl:

  • 4 ounces (1/2 block) cream cheese, softened
  • 1/4 cup granulated sugar
  • 1 egg yolk
  • 1/2 teaspoon vanilla extract

How to Get the Kids Involved in Cooking This

Getting kids in the kitchen is the best way to get them excited about eating. For this recipe, there are perfect jobs for little helpers.

Recipe

Carrot Banana Muffins with Cheesecake Swirl Recipe

Make Carrot Banana Muffins with Cheesecake Swirl Recipe with simple ingredients and clear steps. Prep, cook, and enjoy—perfect for cozy evenings.
Author: Olyvia Thompson
Prep: 15 min | Cook: 20 min | Total: 35 min
Carrot Banana Muffins with Cheesecake Swirl Recipe
Serves: 4 bites
★ Rate

Our Family-Friendly Ingredient List

The Full Step-by-Step Instructions

1
Preheat your oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners or grease it well.
2
Make the cheesecake swirl first. In a medium bowl, beat the softened cream cheese, sugar, egg yolk, and vanilla together until it’s smooth. Set this bowl aside.
3
In a large bowl, mash the ripe bananas until mostly smooth. A few lumps are just fine!
4
Add the melted oil, maple syrup, eggs, and vanilla to the bananas. Whisk everything together until it’s well combined.
5
Add the flour, baking soda, cinnamon, and salt right on top of the wet ingredients. Gently stir the dry ingredients together a bit before mixing them into the wet batter. Stir until just combined—no overmixing!
6
Fold the grated carrots into the muffin batter with a spatula.
7
Divide the carrot-banana batter evenly among the 12 muffin cups, filling each about 2/3 full.
8
Now, add a spoonful of the cheesecake mixture on top of each muffin cup. Use a toothpick or a thin knife to gently swirl it into the batter. You don’t want to mix it in completely, just make pretty streaks.
9
Bake for 18-22 minutes, or until a toothpick inserted into the muffin part (not the cheesecake swirl) comes out clean.
10
Let the muffins cool in the pan for 5 minutes, then move them to a wire rack to cool completely. Try to let them cool a bit before eating—the cheesecake swirl will be very hot!

Notes

Enjoy your homemade Carrot Banana Muffins with Cheesecake Swirl Recipe!

Nutrition Information

Packed with Vitamin A from the carrots.:
Provides fiber from the whole wheat flour and bananas.:
Offers a bit of protein from the eggs and cream cheese.:
Uses natural sweetness from fruit and maple syrup.:
This is a great way to make a healthy banana bread idea into a portable muffin! If you’re looking for another wholesome loaf packed with flavor, my Spiced Carrot Walnut Banana Bread is a must-try.:

My youngest loves to mash the bananas with a fork in a big bowl. It’s a great job for getting out some energy! Older kids can be in charge of grating the carrot (with careful supervision, of course) or carefully swirling the cheesecake batter into the muffin cups with a toothpick.

The Full Step-by-Step Instructions

Don’t let the swirl scare you. It’s just a simple extra bowl, and the payoff is huge. Let’s walk through it together.

  1. Preheat your oven to 350°F (175°C). Line a 12-cup muffin tin with paper liners or grease it well.
  2. Make the cheesecake swirl first. In a medium bowl, beat the softened cream cheese, sugar, egg yolk, and vanilla together until it’s smooth. Set this bowl aside.
  3. In a large bowl, mash the ripe bananas until mostly smooth. A few lumps are just fine!
  4. Add the melted oil, maple syrup, eggs, and vanilla to the bananas. Whisk everything together until it’s well combined.
  5. Add the flour, baking soda, cinnamon, and salt right on top of the wet ingredients. Gently stir the dry ingredients together a bit before mixing them into the wet batter. Stir until just combined—no overmixing!
  6. Fold the grated carrots into the muffin batter with a spatula.
  7. Divide the carrot-banana batter evenly among the 12 muffin cups, filling each about 2/3 full.
  8. Now, add a spoonful of the cheesecake mixture on top of each muffin cup. Use a toothpick or a thin knife to gently swirl it into the batter. You don’t want to mix it in completely, just make pretty streaks.
  9. Bake for 18-22 minutes, or until a toothpick inserted into the muffin part (not the cheesecake swirl) comes out clean.
  10. Let the muffins cool in the pan for 5 minutes, then move them to a wire rack to cool completely. Try to let them cool a bit before eating—the cheesecake swirl will be very hot!

Fun Twists for Different Tastes

This recipe is like a friendly base camp. You can add so many things to it based on what your family likes!

For a classic banana nut muffin vibe, fold 1/2 cup of chopped walnuts or pecans into the batter with the carrots. If you have a chocolate lover, sprinkle a few mini chocolate chips on top before baking. For a more decadent banana dessert, you can even drizzle a simple powdered sugar glaze over the cooled muffins.

Storing & Reheating (Perfect for Busy Nights)

These muffins are lifesavers for busy mornings and after-school hunger. They store beautifully.

Keep them in an airtight container at room temperature for 2 days. For longer storage, pop them in the fridge for up to 5 days. You can also freeze them for up to 3 months! Just wrap them individually and grab one whenever you need a quick snack. A 20-second zap in the microwave makes them taste freshly baked.

Nutrition Notes

While this is a treat, it’s one I feel good about serving. Here’s a quick look at what’s inside:

  • Packed with Vitamin A from the carrots.
  • Provides fiber from the whole wheat flour and bananas.
  • Offers a bit of protein from the eggs and cream cheese.
  • Uses natural sweetness from fruit and maple syrup.
  • This is a great way to make a healthy banana bread idea into a portable muffin! If you’re looking for another wholesome loaf packed with flavor, my Spiced Carrot Walnut Banana Bread is a must-try.
Carrot Banana Muffins with Cheesecake Swirl served warm with cozy spices
Comforting Carrot Banana Muffins with Cheesecake Swirl you can make today

FREQUENTLY ASKED QUESTIONS

Can I make this as a loaf of banana bread instead?

Absolutely! Pour the batter into a greased 9×5 loaf pan. You’ll need to increase the baking time to about 50-60 minutes. Just keep an eye on it and do the toothpick test to know when it’s done.

My bananas aren’t ripe yet. What can I do?

No problem! Place unpeeled bananas on a baking sheet and bake at 300°F for 15-20 minutes, until the skins are black. Let them cool, and they’ll be perfect for mashing. This is my go-to trick for easy banana muffins any day of the week.

Can I use all-purpose flour instead of white whole wheat?

Yes, you can use them 1-for-1. All-purpose flour will give you a slightly lighter texture, while the whole wheat adds a bit more heartiness and fiber. Both work great!

I really hope this recipe brings some peace (and yummy bites) to your table. It’s been a game-changer for us, turning snack time into a chance to sneak in some goodness without any fights.

Baking should be fun, not stressful. This recipe is proof that with a little creativity, we can make food everyone enjoys. Now, go grab those spotty bananas and get swirling!

I’d love to know if this was a hit with your family! Did your kids spot the carrots? Please leave a comment and rating below!

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